Health Insurance Rates and Quotes

HMO (Health Maintenance Organization) Coverage:

These are essentially prepaid health plans. In exchange for a monthly premium, 
the HMO provides comprehensive care for the insured, including doctors' visits, 
hospital stays, emergency care, surgery, lab tests, x-rays, and therapy.  Care is 
provided either directly in its own group practice or through doctors and other 
health care professionals under contract.  Generally, the choice of doctors and 
hospitals is limited to those that have agreements with the HMO.  Although, 
exceptions can be made in emergencies or when medically necessary.

CLICK HERE FOR A HEALTH INSURANCE QUOTE